CMG Financing

How to get the finance for your business

In looking for finance, you need to search for the right loan or a line of credit or equity and one that protects your timeline. A business loan that takes care of your cash flow is important for now, and in future, and is often more important than a small cost savings. The tradeoff is that different banks/lenders have different norms about who they lend to. They may require more collateral, lower debt to equity ratios, or more proven success. Also, it is critical that first impression is positive, and your loan package is in the top 10% of all applications that banks/lenders receive. We assist you to achieve this!! CMG assists businesses to organize business capital: US$2 Million to $25 Million for US and International projects.

Business Owners/CEOs are requested to correspond with CMG directly and confirm the financing process. It is advisable not to order any reports/appraisals etc. for financing purposes without written approval of CMG (USA). Email:cm-group@sbcglobal.net

For CMG to start your financing process, we need the following:

1.       Printable Inquiry Form or Online Inquiry Form duly completed by the CEO/Owner or authorized signatory (One who will sign the loan documents).

2.       Executive Summary or Business Plan or one-three page note about the business and particulars of how you plan to utilize the funds received.

On receipt of the information, we generally send a CMG proposal for your business within a day or two. On your review and approval of the proposal, we send the agreement papers (period of 60 to 180 days, depending on the nature of assignment). The proposal and agreement explain the responsibilities and obligations on both the sides including the approach that will be taken to organize the funds for your business.

CMG provides Online Inquiry Form on this site. Please submit the form duly filled. Alternatively, you may fax the Initial Inquiry Form duly completed. To successfully fund the projects, CMG normally observes the following steps:

• First step of the financing process is to review your Business Plan or executive summary and all other relevant information for financing. If you do not have the investment grade business plan or if it is to be redone/updated, CMG will create/update one for you as defined in the agreement.
  
  
• Your CMG consultant will help you determine business goals, and detailed schedules for the right financing mix for your project. It is important to receive the right amount for you to be successful in business.

• First, all financials are created by CMG consultant and submitted for client’s review. After the review meeting, a draft business plan (almost 90% complete) is submitted to the client. After client’s review and after making necessary changes, a final business plan is submitted to confirm the vision of the client and management team.

• Once the plan is finalized, it becomes possible to match the risk profile of the business with the right lenders/banks. Then, CMG will screen list of lenders and investors based on the risk profile of the business. Also, CMG will create a presentation package and will present your project for funding to a number of lenders, investors with a professionally prepared presentation package.

• At this stage, we normally expect loan approval letter and acceptance of the loan offer by the client. We normally make sure that terms offered are as per market norms and are competitive.

• If necessary CMG will organize a third party guarantee.
  
  
• CMG will coordinate and connect lenders and investors with the client.
  
  
• CMG will facilitate the disbursement of funds and the closing of the transaction.